b1Vocabulary Pack

Money & Finance

Banking, budgeting, saving and everyday money matters.

52 words

English vocabulary

Definitions in

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52 words

Definitions in: English

Same-language deck – the back side will show definitions, and example sentences will hide the target word.

1
accountnounneutral
an arrangement with a bank to hold money
A bank account where you keep your money.
I opened a new bank account when I started my job.
2
transfernounneutral
Moving money from one account to another.
The bank transfer should arrive in your account tomorrow.
3
transferverbneutral
To send money electronically between accounts.
Can you transfer the rent into my account by Friday?
4
ATMnounneutral
A machine where you withdraw cash.
There's an ATM just around the corner if you need cash.
5
loannounneutral
Money borrowed that must be paid back, usually with interest.
We took out a loan to buy our first car.
6
interestnounneutral
Extra money paid on a loan or earned on savings.
This savings account pays two percent interest a year.
7
incomenounneutral
The money you earn or receive regularly.
Most of my income goes on rent and food.
8
expensesnounneutral
The money you spend regularly on things you need.
My monthly expenses are higher than I expected.
9
savingsnounneutral
Money you keep aside for the future.
I used my savings to pay for the holiday.
10
debtnounneutral
Money that you owe to someone or to a bank.
He's trying hard to get out of debt.
11
budgetnounneutral
A plan for how to spend your money.
We're on a tight budget this month.
12
budgetverbneutral
To plan how you will spend your money.
You need to budget carefully if you're a student.
13
payverbneutral
To give money for something.
I'll pay for dinner this time.
14
spendverbneutral
To use money to buy things.
I spend too much on coffee every week.
15
saveverbneutral
To keep money instead of spending it.
I'm trying to save for a new laptop.
16
investverbneutral
To put money into something hoping to earn more.
She decided to invest some of her savings in shares.
17
borrowverbneutral
To take money from someone that you will pay back.
Can I borrow ten pounds until tomorrow?
18
pricenounneutral
The amount of money something costs.
The price of petrol keeps going up.
19
costnounneutral
The amount of money needed to buy or do something.
The cost of living has risen a lot this year.
20
costverbneutral
To have a particular price.
How much does it cost to fly to Rome?
21
valuenounneutral
How much something is worth.
The value of the house has gone up since we bought it.
22
inflationnounneutral
A general rise in prices over time.
Inflation means our money buys less than before.
23
cashnounneutral
Money in the form of coins and notes.
Do you have any cash on you? This place doesn't take cards.
24
credit cardnounneutral
A card that lets you borrow money to pay for things.
I paid for the flights with my credit card.
25
debit cardnounneutral
A card that takes money directly from your bank account.
I'll just use my debit card to pay.
26
billnounneutral
A document showing how much money you owe for a service.
The phone bill was much higher this month.
27
salarynounneutral
The fixed money you earn from your job, usually monthly.
My salary is paid into my account at the end of the month.
28
oweverbneutral
To have to pay money back to someone.
I still owe you twenty euros from last week.
29
affordverbneutral
To have enough money to buy or do something.
We can't afford to go on holiday this year.
30
withdrawverbneutral
To take money out of a bank account.
I need to withdraw some cash before the shop closes.
31
feenounneutral
An amount of money charged for a service.
The bank charges a small fee for international transfers.
32
taxnounneutral
Money paid to the government from income or purchases.
A part of my salary goes on tax every month.
33
currencynounneutral
The type of money used in a country.
The euro is the currency used in many European countries.
34
exchange ratenounneutral
How much one currency is worth in another.
The exchange rate isn't great for tourists right now.
35
save upphrasal verbneutral
To gradually collect money for a particular purpose.
We're saving up for a trip to Japan.
36
pay offphrasal verbneutral
To finish paying all the money you owe.
We finally paid off our mortgage last year.
37
be brokeexpressioninformal
To have no money at all, usually temporarily.
I can't come out tonight; I'm completely broke.
38
mortgagenounneutral
A long-term loan used to buy a house.
Our mortgage payments go up next month.
39
earnverbneutral
To receive money for work that you do.
How much do nurses earn in your country?
40
cheapadjectiveneutral
Costing little money.
We found a really cheap flat near the centre.
41
expensiveadjectiveneutral
Costing a lot of money.
This restaurant is too expensive for me.
42
banknounneutral
An organisation where you keep and borrow money.
I need to go to the bank to sort out a problem.
43
balancenounneutral
The amount of money currently in your account.
I checked my balance and it was lower than I thought.
44
wagenounneutral
Money paid for work, usually by the hour or week.
The minimum wage went up this year.
45
make ends meetidiomneutral
To have just enough money to live on.
With prices so high, it's hard to make ends meet.
46
in debtexpressionneutral
Owing money to someone.
Many students are in debt when they finish university.
47
go upphrasal verbneutral
To increase, often used for prices and costs.
Rents have gone up a lot in the last few years.
48
lendverbneutral
To give someone money that they will pay back.
Could you lend me twenty pounds until Friday?
49
depositnounneutral
A sum of money paid in advance or put into an account.
We paid a deposit to reserve the flat.
50
pay backphrasal verbneutral
To return money that you borrowed.
I'll pay back the money as soon as I get paid.
51
worthadjectiveneutral
Having a particular value in money.
That painting is worth a lot of money.
52
checknounneutralAmerican English
American English word for the piece of paper showing the amount of money you owe, especially in a restaurant or café.
Could we have the check, please?
Could we have the bill, please?

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Money touches nearly every part of daily life, and this pack gives you the vocabulary to manage it in English. Learn the language of banking, budgeting and spending – accounts, transfers, income and expenses – along with the basics of saving and borrowing. Growing from intermediate to advanced, it prepares you to handle your finances, discuss plans, and talk about money with confidence.